I have seen many people denouncing the AHCA because it defines certain things as preexisting conditions, such as rape, abuse, or mental health treatment. Does the AHCA contain any list of preexisting conditions? Or does it simply allow states and/or insurance companies to make their own list?

1 Answer 1


The same question was asked at skeptics.SE.

To summarize: The AHCA allows states to opt-out of some ACA regulations regarding pre-existing conditions; specifically, insurers may increase costs based on pre-existing conditions.

The AHCA itself does not contain a list of approved or protected pre-existing conditions. Insurers have in the past rated issues related to rape or abuse as pre-existing condition, and the AHCA would allow them to do so again in the future.

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