In a housing cooperative the residents of an apartment block jointly own the building as a cooperative and pay rent to their own organisation, which is democratically controlled by all residents/members. This is apparently an increasingly popular construct to organise affordable middle class housing in expensive cities. In The Netherlands those were apparently quite common starting in the 19th century, but prohibited after World War II until 2015 (source in Dutch only, my apologies); instead, most tenants traditionally rent from housing corporations/building associations (Dutch: woningbouwvereniging). What is the rationale for banning housing cooperatives?
In the past, cooperatives in the field of housing were common in the Netherlands, but after the Second World War they were banned. During the reconstruction, a lot of government subsidies went to public housing. The legislator feared that the members of housing cooperatives would cash in on the accumulated capital, for example by selling their houses built with subsidies. Instead of the cooperative, only housing associations and foundations were allowed to be active in public housing.
And now that it is possible there are still no guarantees because there are a lot of rules and regulations to abide by to block the abuse of subsidies that are given.