Questions tagged [affordable-care-act]

Questions about the Patient Protection and Affordable Care Act, the 2010 reform of the US healthcare system, also nicknamed "Obamacare".

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What became of Obamacare’s grandfather fix?

While marketing the Affordable Care Act, former President Barack Obama often said “If you like it, you can keep it.”, i.e. you would be able to keep your existing health insurance rather than having ...
Keshav Srinivasan's user avatar
8 votes
2 answers
512 views

How many countries have single-payer healthcare with 0 copays and 0 deductibles?

Many 2020 Democratic Presidential Candidates in the United States, including Elizabeth Warren, Bernie Sanders, and Andrew Yang, support a "Medicare for All" single payer healthcare system with zero ...
Keshav Srinivasan's user avatar
8 votes
2 answers
730 views

Do any 2020 Democratic Presidential candidates support a 0 copay 0 deductible Public Option?

2020 Democratic Presidential candidate’s Elizabeth Warren and Bernie Sanders support a single-payer “Medicare for All” healthcare plan with zero copays and zero deductibles. Other candidates, like ...
Keshav Srinivasan's user avatar
13 votes
5 answers
1k views

Why do Americans (US) want to keep their employee-based healthcare insurance?

The generalized argument against some sort of Medicare for All (M4A) is that Americans really like the employer based health insurance (EBHI). That approximately 150 million workers are enrolled in ...
BobE's user avatar
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How does insurance birth control work in the United States?

(Not sure if this is the right Stack Exchange site. I'm asking it here because the event in question, as well as the repercussions, are political in nature.) Wikipedia's article on Sandra Fluke ...
Allure's user avatar
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9 votes
2 answers
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How many Americans are actually uninsured?

NBC News reports that Sen. Bernie Sanders has the following response to House Democrats' PAYGO rules: "At a time when climate change threatens our planet, when our infrastructure is crumbling, when ...
Andrew's user avatar
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2 votes
1 answer
308 views

In what ways is Obamacare better/worse than the previous healthcare system in the US, now that we have real world information about how it operates? [closed]

Supporters of the Democratic party are generally very supportive of the ACA (aka Obamacare). On the other hand many Republicans are opposed to it and want to repeal it as soon as possible. In what ...
JonathanReez's user avatar
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How does repealing the individual mandate adversely affect Obamacare?

The Senate will be voting on the Republican tax plan tonight, with the House revoting it tomorrow. From what I understand, the bill will repeal the Affordable Care Act's individual mandate. I have ...
Panda's user avatar
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1 vote
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Under ACA why are limited open enrollment and a tax penalty both needed?

As I understand it, under ACA (aka Obamacare) there is a month and a half period of time for open enrollment in an ACA marketplace health insurance plan (some extraordinary circumstances excluded). ...
Sudo Bash's user avatar
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Healthcare costs [closed]

I am near 40 now and have always been athletic which has led multiple hospital visits in various states (sometimes I had health insurance sometimes I didn't). Also, I now live in HI which has great ...
Dan's user avatar
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What happens to the money that would have gone to states for the ACA subsidies?

By executive order president Trump stopped ACA subsidies to state insurance exchanges. Given that this appears to have come out of left field, I would assume that funds were allocated for some amount ...
Sidney's user avatar
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To what degree does the ACA decrease the average lifespan of young/healthy individuals? [closed]

Correct me if wrong, the ACA requires that: People own health insurance Health insurers cannot charge their oldest customers more than three times what they charge their youngest customers Health ...
Jason Bam's user avatar
-1 votes
2 answers
498 views

Why has Susan Collins rejected all attempted forms of healthcare reform as it relates to the ACA lately?

What are her given reasons? Could it be posturing for when her term is over?
Jason Bam's user avatar
2 votes
1 answer
411 views

Did Rand Paul discuss why he changed his mind on Repeal and Delay?

Shortly after President Trump took office, Congressional Republicans were planning to pass a "repeal and delay" bill, i.e. a bill which would repeal as much of Obamacare as can be done through budget ...
Keshav Srinivasan's user avatar
0 votes
1 answer
130 views

Can someone explain how the healthcare Medical Loss Ratio (MLR) testing is applied to health insurance policies?

(with respect to healthcare insurance and specifically to individual market policies) I already know (generally) how the Medical Loss Ratio (MLR) is calculated, what I'm specifically interested in is ...
BobE's user avatar
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Are there any states in US that allow healthcare premiums to increase without limit?

My understanding is that most states have an insurance commission that (among other things) is tasked with approving health insurance premiums in that state. In answer to a previous question, the ...
BobE's user avatar
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15 votes
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Why haven't Democrats implemented Obamacare state by state?

People argue that Romney implemented an Obamacare-like medical system in his own state. If it was possible without federal involvement why wouldn't Democrats follow the example with the most populous ...
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1 vote
2 answers
295 views

Why are insurers dropping out of the ACA exchange?

According to Kaiser Family Foundation (as of Aug 4, 2017) 17 counties are at risk of having no insurers for the ACA exchange for 2018. For background/context: That would impact 9,600 current ...
BobE's user avatar
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2 votes
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Why are US politicians concerned that some US counties may only have 1 insurer choice in 2018

US Health & Human Services announced that some 2.5 million current ACA exchange enrollees will (or may) find that they have only 1 choice of insurer in 2018. https://www.cms.gov/CCIIO/Programs-and-...
BobE's user avatar
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6 votes
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By what process can the President prevent the Treasury from paying out subsidy checks to commercial insurers as provided in the ACA?

Background: In general, as I understand it, the US Treasury is currently making monthly subsidy payments to commercial insurers to the benefit of each qualified ACA marketplace enrollee. Would ...
BobE's user avatar
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How can.Obamacare implode? [closed]

Trump says 'let obamacare implode'. He says it like it will happen but will it? In the next 4 years? Maybe this is opinion based but then i ask: what possible ways are there for it to implode?
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18 votes
12 answers
6k views

Why is the ACA individual mandate the most lambasted part of the ACA when the ACA couldn't be funded without it?

First -- Please, if there is a challenge to the frame of the question, go that route. I don't know what I'm talking about here -- So I'll try not to take corrections to heart. The Affordable Care Act ...
Sidney's user avatar
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12 votes
5 answers
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Is the Affordable Care Act safe after the Republicans failed to repeal it?

Can the Republican Party write another bill later to try to repeal the Affordable Care Act again? Or is it here to stay?
Nathan's user avatar
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Why don't Senate Republicans just pass a blank bill instead of "skinny repeal"?

Senate Republicans are considering voting on "skinny repeal", which most of them insist they do not want to actually become law (because among other things, it repeals the individual mandate with ...
user102008's user avatar
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6 votes
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Has the text of McConnell's "skinny repeal" bill been released?

This Business Insider article details Senate Republicans' plans regarding Healthcare today. First, the Senate will take up a motion to proceed. Then assuming that passes (which is in doubt as I ...
Keshav Srinivasan's user avatar
0 votes
1 answer
146 views

What are the ramifications of eliminating the MLR requirement in ACA

The House and Senate bills for healthcare reform would eliminate the Federal requirement that insurance carriers pay out (for actual clinical care) at least 80 cents for every premium dollar collected....
BobE's user avatar
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4 votes
1 answer
256 views

Does the Senate Healthcare bill alter Obamacare's pre-existing conditions provisions?

Liberal political blogger Kevin Drum just said this, based on his initial read of the Senate Healthcare bill proposed by Republicans: This is tentative, but…. I’ve just taken a quick look at the ...
Keshav Srinivasan's user avatar
5 votes
3 answers
406 views

What happens when there are no ACA marketplace options?

According to this article, Anthem is withdrawing from most insurance markets in Ohio: Based on current company footprints, this would appear to leave 20 rural Ohio counties at risk of lacking a ...
user812786's user avatar
13 votes
3 answers
671 views

Why was pre-Obama healthcare considered by some to be a failed market?

Normally, a market with no monopolists in it is assumed to make anything that can be made affordable, and for which there is a wide demand, to become affordable rather sooner than later, since anyone ...
rackandboneman's user avatar
245 votes
15 answers
53k views

Why are so many Americans against Obamacare?

What is it about Obamacare that so many Americans are against such that it became an election pledge to repeal it? I could understand a candidate promising tax cuts and then after being elected ...
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119 votes
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Why couldn't Republicans who voted to repeal Obamacare so many times under Obama do it under a Republican president?

I seem to recall that Republicans voted to amend or repeal Obamacare dozens of times when Obama was president. It was a meme that they had so many better ideas about health care. They seemed to be ...
J Doe's user avatar
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0 votes
1 answer
108 views

ACA Individual Mandate effect on Taxes

This seems to be a sticky situation for the beginning of the year, and although it is a pressure point for President Trump, it seems to me that it causes undue complications during the height of the ...
Anoplexian's user avatar
4 votes
1 answer
166 views

How many non working people are on Obamacare? [closed]

I would like to know how many people utilizing Obamacare are not currently in the labor force. Is there a statistic covering this? A percentage perhaps.
Douglas Carrier's user avatar
48 votes
5 answers
9k views

How does Obamacare save lives?

So I'm having this argument. I see people on the news testify that if Obamacare is repealed, then they won't be able to pay for their preexisting condition and will die. However, the opponents argue ...
Script Kitty's user avatar
4 votes
3 answers
1k views

Why did the GOP change their strategy regarding the Affordable Care Act from ‘Repeal’ to ‘Repair’?

The repair language was discussed by Republicans during their closed-door policy retreat in Philadelphia last week as a better way to brand their strategy. Some of that discussion flowed from views ...
SDsolar's user avatar
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10 votes
1 answer
780 views

What exactly did Congress pass at 1:30 am on January 12, 2017?

There are a lot of news articles (example and example) claiming that the republicans have started gutting Obamacare already. Many of my friends are under the impression that legislation was passed. ...
John Wu's user avatar
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3 votes
4 answers
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How could the ACA have been passed with reconciliation, but can only be repealed partially using the same?

This follows from a previous question. As I understand it (any of the following assumptions may be wrong and are part of my question): Obamacare consists of two federal statutes: The Patient ...
wally's user avatar
  • 157
1 vote
2 answers
558 views

Obamacare coverage gap... I don't get it

For those whose income is below the Federal poverty level, and are in a state where Medicaid has not expanded to cover them... why doesn't Obamacare just make exceptions for these people, and grant ...
Ameet Sharma's user avatar
4 votes
2 answers
336 views

Can Obamacare be repealed through budget reconciliation?

Last night Republicans won control of the Presidency and retained control of the House and Senate. So naturally, there will be an attempt to repeal Obamacare. But Republicans will not have a ...
Keshav Srinivasan's user avatar
-3 votes
1 answer
365 views

What are some of the impediments to the dismantlement of Obamacare

Seemingly President Trump and a GOP Congress could dismantle Obamacare and replace it with a different solution in a matter of days. What are some of the nuances that would prevent a rapid ...
user avatar
8 votes
1 answer
635 views

Which religious groups have made use of the religious exemption under Obamacare?

In Islam, for example, conventional insurance is usually considered haraam (forbidden). Under the Patient Protection and Affordable Care Act, more popularly known as Obamacare, those who fail to ...
user avatar
3 votes
1 answer
171 views

Which states have the highest percentage of people who qualify for subsidies on the healthcare exchanges?

The Affordable Care Act allows for taxpayer funded subsidies to purchase health care plans on the exchanges. Households that make less than 400% of the federal poverty level qualify, about $46,000 for ...
user1873's user avatar
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11 votes
1 answer
885 views

How does the Patient Protection and Affordable Care Act (Obamacare) differ from Massachusetts health care reform (Romneycare)?

These two laws at face value have many similarities, but it is difficult to spot the differences. How are these two bills alike, and how are they different?
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