Questions tagged [health-insurance]

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70
votes
9answers
9k views

What, if any, are the benefits of tying health insurance to employment (as in the US) over other systems?

Over the last 2 weeks, over 10 million US workers lost their jobs. For many of them the loss of their job means the loss of their health insurance as well. More than 3 million Americans just lost ...
6
votes
1answer
147 views

How did ending collective bargaining affect health plan costs in Wisconsin after Act 10?

I don't understand the relationship between Wisconsin's Act 10's collective bargaining and health plan costs. In his book, "Unintimidated", former Governor Scott Walker claims several times that this ...
102
votes
19answers
13k views

Why hasn't competition between health insurance providers led to lower prices for consumers?

In the US, a common argument I've seen against a universal healthcare system is that removing the ability of private health insurance companies to compete will give rise to a natural monopoly in the ...
3
votes
3answers
384 views

Which countries with single payer healthcare ban duplicative coverage?

A single payer healthcare system is a system where all citizens have government health insurance. Now most countries with single payer healthcare allow people to buy supplemental private insurance, ...
2
votes
2answers
268 views

Are Medicare-for-all type plans expected to result in increased wages?

Under current system, many employers provide medical insurance as an employment benefit. This helps employers to stay competitive with other employers when trying to attract or retain employees. ...
26
votes
8answers
10k views

How and why would (Bernie Sanders’) Medicare for All abolish private health insurance in the US?

Can the federal government really ban private health insurance companies from operating? It seems strange that the federal government would be able to outlaw contracts between two private parties ...
5
votes
0answers
163 views

Is there any credible attempt to analyze how cost savings from standardizing healthcare could compensate for extending it to universal system?

A big democratic talking point lately have been switching to a more universal health care system, which republicans obviously are opposed to due to the increased cost. However, It's well known that ...
7
votes
2answers
323 views

How many countries have single-payer healthcare with 0 copays and 0 deductibles?

Many 2020 Democratic Presidential Candidates in the United States, including Elizabeth Warren, Bernie Sanders, and Andrew Yang, support a "Medicare for All" single payer healthcare system with zero ...
12
votes
5answers
999 views

Why do Americans (US) want to keep their employee-based healthcare insurance?

The generalized argument against some sort of Medicare for All (M4A) is that Americans really like the employer based health insurance (EBHI). That approximately 150 million workers are enrolled in ...
4
votes
1answer
389 views

What are the (key) limits of coverage of Medicare for All?

I don't live in the US, but rather in a country where there's a state mandated, single-(state)-payer universal health insurance - with additional layers of coverage for additional insurance fee ...
0
votes
0answers
25 views

How integrated are Private Health Insurers (PHI) with Medicare?

Please exclude Medicare Advantage programs sold by private insurers from your answer. There is a popular notion that traditional Medicare is underwritten and administered only by the US government. ...
0
votes
1answer
135 views

What is the role of private healthcare insurance industry in Medicaid?

In light of the concept of abolishing the private healthcare insurance industry advocated by some 2020 presidential candidates, one would expect that to impact the administration of Medicaid. As I "...
5
votes
2answers
253 views

Are Medicare approved amounts significantly different than Commercial insurance approved amounts

In context: During the 1st Democratic candidates debate 6/26/19, it was stated that If you go to every hospital in this country and you ask them one question, which is how would it have been for ...